They say you can’t predict the future. But, with a prepaid funeral plan, you can.

Having to organise and pay for a funeral on your death can be both financially and emotionally demanding for your relatives. A prepaid funeral plan is a simple, stress-free way to arrange and pay for your funeral in advance, thereby protecting your loved ones from the burden of finding the sums required and relieving them of the stress of any uncertainty about your final wishes.

You simply decide on the type of funeral you want and then pre-pay the cost of your selected funeral director’s services. So, there are no rising costs or hidden charges to worry about. By paying upfront, you effectively freeze the cost of a funeral, ‘locking-in’ the cost at today’s prices.

Funeral costs can present your loved ones with a significant sum of money to find when you’re gone. With a prepaid funeral plan, you can be content in the knowledge that you’re helping to reduce the financial burden on your family. It’s worth remembering, however, that a funeral plan isn’t just about money, it’s also about making things easier for those dearest to you. When the time comes, the funeral director will be ready to take care of everything, which is a relief for everyone.

What is the rest assured trust?

The money you pay in for your funeral plan is kept in a trust fund. This means your money is protected and safeguarded for the future. The Rest Assured Trust is managed by an independent board of trustees, who look after the funds on your behalf.

Cost of a prepaid funeral

The average cost of a funeral in 2017 was £4,078, an increase of over 70% in the last decade. If this trend were to continue, a basic funeral could cost almost £7,000 in 10 years’ time, and over £12,000 in the next two decades. By taking out a pre-paid funeral plan, you can ensure that these costs are covered in advance. In other words, you sooner you take out a funeral plan, the more you’re likely to save.

Money Tree

How much does a funeral cost?
And in future, how much will it cost?

It’s impossible to deny the facts. Funeral costs continue to increase way above the rate of inflation. Today, an average funeral costs over £4,000, and Sunlife report that costs will continue to rise in the years ahead. From looking at their figures, we are able to predict that a funeral could increase to over £12,000 by 2037. A lot of money for those who are left to pay the bill.

You may think that savings and life insurance policies may pay for your funeral. Don’t risk it. Funeral costs are rising at a rate way above any interest rate you would get from a standard savings account, and life insurance policies are unlikely to pay out within the time frame required for the funeral to take place, thus still leaving your loved ones to find the sums in the meantime.

That’s why it makes sense to explore the option of a Rest Assured prepaid funeral plan now. And lock in the price today.

It’s practical, puts you in control and is an important part of end-of-life planning. You’ll feel contented knowing everything’s sorted.

A prepaid funeral plan is a sensible solution for everyone, as it frees your loved ones from worry and financial burden.

Rest Assured offer four main funeral plans, Elm, Oak, Cedar & Mahogany, each offering exceptional value for money. We are also able to offer a Direct Cremation plan, should this be something that you require.

Payment Options

We want you to be able to pay for your chosen prepaid funeral plan with the minimum of fuss and in a way that suits you. So we offer a range of flexible ways to pay:

  • Pay a single lump sum
  • Pay 12 monthly instalments, 24 monthly instalments or spread the cost of any time length up to 10 years
  • We accept:
    - visa
    - mastercard
    - cheque
    - banker’s draft
    - direct bank transfer
    (£50 reduction if used)

Please note, there is a 14-day cooling off period from the day you receive your funeral plan from us. This gives you the time you need to evaluate your decision, before the plan is finalised.